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Your Life. Your Terms.

Your family
won't have to
guess.

Everything your family needs.
Everything you want them to know.
Held in one safe place.

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LifeAccount ···
MH
Margaret H.
Your Vaults
Legal
Insurance
Identity
People
Financial
Executor
Story
Digital
Final Wishes
Story Vault Your memories, your voice 12 memories saved
Our Wedding Day Written Oct 2023
It was October, 1971. Robert wore his navy suit and I wore my mother’s pearls. The church was small — just forty seats — and every one of them filled.

When he took my hand at the altar, I thought about my father. How he had driven us there that morning without saying a word, just put his hand on my knee at every red light.
Encrypted · Saved automatically
LifeAccount · Private & Encrypted
How it works
Simple. Yours. Done right.
I
Complete your LifeAccount.
At your own pace. Eleven vaults, yours to fill in any order. Start with what matters most and return whenever you're ready. Nothing has to be perfect on the first day.
II
Choose who knows.
Designate an executor. Invite trusted contacts. Set exactly who sees what and when. They access it only when the time comes — not a moment before.
III
Your legacy, delivered.
When it’s needed, your LifeAccount is released to the people you chose. Your memories, your recipes, your life story, your final wishes — everything you wanted them to have, exactly as you wanted it given.
Ready to give your family the gift of clarity?
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Why LifeAccount exists
76%
of Americans don’t have a will — leaving families to make impossible decisions in impossible moments.[1]
$1B+
in life insurance benefits sits unclaimed — policies families never knew existed.[2]
16 mo
average time to settle an estate. Grief shouldn’t come with a year-and-a-half administrative sentence.[3]
60 hrs
average time a family spends searching for critical documents after a death. Hours that didn’t have to happen.[4]

Sources: [1]Caring.com 2025 Wills & Estate Planning Survey. [2]National Association of Insurance Commissioners. [3]U.S. probate timeline data, Trust & Will. [4]DocuGuardian estate-document survey. Statistics current as of 2025.

It doesn’t have to be this hard. One afternoon. Everything in place.
Nine secure vaults
Everything that matters.
One private place.

Each vault is encrypted, private, and organized for the people who will need it. Start free with two. Unlock the rest on Standard or Ultra.

Legal Vault
Will, trust, power of attorney, healthcare directive — in one place, ready when your family needs it most.
Free forever
Insurance Vault
Every policy, every beneficiary. Life, final expense, Medicare, homeowners — the ones your family would otherwise miss.
Free forever
Identity Vault
Passport, driver's license, birth certificate, vital records — the documents that prove who you are.
Standard
Financial Vault
Accounts, debts, beneficiaries, real estate. Identifiers only — last four digits, never full numbers.
Standard
Digital Vault
Passwords, email accounts, social media with death-handling instructions, and cloud storage locations.
Standard
People Vault
Your inner circle — trusted contacts, your executor, and their designated roles — all in one view.
Standard
Story Vault
Your life chapters, a 60–90 minute Legacy Interview with Grace, and your permanent record — in your own words.
Ultra
Final Wishes
Service, burial, music, eulogists — your final instructions, clearly organized so your family doesn't have to guess.
Ultra
Time Capsule
Letters, video, voice, and photos delivered to the right person — at a date, an age, a life event, or after passing.
Ultra
Plus — handoff & memorial tools
Executor Handoff
The 30-day checklist and Master Summary PDF for whoever you've chosen. Everything they need — delivered at the right moment.
Standard & Ultra
The Last Chapter
Your complete memorial experience — music builder, eulogist assignments, community photo portal with QR code, and the 11-step Final Wishes wizard.
Ultra
Start with two vaults free. Upgrade when you're ready.
Start free
Ultra plan · AI companion
G
Grace
Your 24/7 AI life companion
Meet Grace.
Your quiet companion.

You already know what you'd say. You just haven't had the right place to say it. Grace helps you write the things only you can write — stories your grandchildren will read, letters that find people on the right day, the chapter you never knew how to start.

Grace has never met an ordinary life. She just hasn't been asked the right questions yet.

i
Legacy Interview
A 60–90 minute guided conversation about who you are. It becomes a permanent record your family will return to for generations.
ii
The Last Chapter
Grace guides you through funeral wishes, music choices, eulogist assignments, and the 11-step Final Wishes wizard — at whatever pace feels right.
iii
AI Obituary
Three styles — Traditional, Celebration, and Roast — written entirely from your own words and stories. Nothing generic. Nothing templated.
Available on Ultra
Start with Ultra Ultra plan · $64.99 / month
Questions Grace actually asks
"Most people have never been asked this question before. There's no pressure to be poetic. It just needs to be true."
What's something you wish you'd told your parents before they passed?
What year of your life would you go back and relive?
What do you want your grandchildren to know about love?
What was the hardest thing you ever went through — and what did it teach you?
Always thoughtful. Never rushed. Available at 2am when you finally decide to start.
Pricing

Three plans. One quiet promise.

Start free. Upgrade when more of life needs a place.

✦ Founding Member · limited to 100 members

Lifetime Ultra access for $997.

One payment, ever. Every vault, Grace, the Last Chapter, Time Capsule — every feature we ship — yours for life. After 100 founding members, the offer is gone.

Claim a spot →
Minimum
$0forever

Your panic kit, free for life.

  • ✓Four essential vaults: Legal, Insurance, Identity, People
  • ✓Unlimited text entries in those four vaults
  • ✓5 file uploads, 25 MB total
  • ✓Encrypted at rest and in transit
  • –Financial, Digital, Story, Final Wishes, Executor vaults
  • –Unlimited file storage
  • –The Last Chapter, Time Capsule
Start free
Most chosen
Standard
$24.99 per month

Nine vaults. Unlimited documents.

  • ✓Everything in Minimum, plus:
  • ✓Five more vaults: Financial, Digital, Story, Final Wishes, Executor
  • ✓Unlimited text entries across all your vaults
  • ✓Unlimited file uploads (5 GB fair-use)
  • ✓Full executor designation + handoff flow
  • –The Last Chapter (full experience)
  • –Time-released letters & Time Capsule
Choose Standard →
Ultra
$64.99 per month

Everything — including the things only Grace can help you write.

  • ✓Everything in Standard
  • ✓Grace, your AI companion
  • ✓The Last Chapter (full experience)
  • ✓Letter Vault (up to 10 time-released letters)
  • ✓Time Capsule
  • ✓Legacy Interview (60–90 min with Grace)
  • ✓AI Obituary — three versions
Choose Ultra →

All plans are private and end-to-end encrypted. Cancel any time — you’ll keep access to your Free vaults forever.

A couple setting up their LifeAccount together
For couples
Better
together.

Set it up together on a Sunday afternoon. Two hours. Everything in place. Both of you — finally done with the thing you've been quietly meaning to do for years.

Start together
Your data belongs to you.
Forever.

If LifeAccount ever ceases operations, you receive 12 months' notice and a complete data export. Your family's information is not a product. It's a promise.

In writing · No exceptions · Since day one
Common questions
Everything you want to know.
Still have questions? Visit the help centre.
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Begin today
Your family will have
something to treasure
because of what you
chose to give.

Your life. Your terms.

Three plans. One quiet promise.

Start free See pricing
Free forever
2 vaults · no card
Standard
$24.99 / month
Ultra
$64.99 / month
Founding Member
$997 · lifetime Ultra
Your Life. Your Terms.

A private vault for the documents, decisions, and stories that matter most — organized for the people you love.

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Company
LifeAccount is a secure depository — not a law firm, financial advisor, or healthcare provider. Nothing on this platform constitutes legal, financial, or medical advice. Consult qualified professionals for those decisions.
© 2026 LifeAccount.
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