Welcome to LifeAccount (“we,” “our,” or “us”). By accessing or using our website, https://lifeaccount.com, you agree to be bound by these Terms and Conditions. If you do not agree with these terms, please do not use our Site.
By using this Site, you represent that you are at least 18 years old and have the legal capacity to enter into this agreement.
You may use the Site solely for lawful purposes and in compliance with these Terms. You agree not to:
Use the Site in any way that violates applicable laws or regulations.
Attempt to gain unauthorized access to the Site, its servers, or networks.
Engage in any activity that disrupts or interferes with the Site’s functionality.
All content, features, and functionality on the Site—including but not limited to text, graphics, logos, images, and software—are owned by LifeAccount or its licensors and are protected by copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, or otherwise exploit any content on the Site without our prior written consent.
To access certain features, you may be required to create an account. You agree to provide accurate and complete information during the registration process.
You are responsible for maintaining the confidentiality of your account credentials and are liable for all activities conducted under your account.
We reserve the right to suspend or terminate your account at our sole discretion, without prior notice, for any violation of these Terms.
Our Site allows you to request insurance quotes and purchase policies. All transactions are subject to availability and approval by participating insurance carriers.
You agree to pay all fees associated with the services or products you purchase. Additional terms may apply to specific services.
To the maximum extent permitted by law, LifeAccount shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site. This includes, but is not limited to, loss of data, profits, or goodwill.
Our liability for direct damages shall not exceed the total amount you have paid to us in connection with the specific service or product at issue.
The Site and all content, products, and services are provided “as is” and “as available” without warranties of any kind, whether express or implied. We do not guarantee that the Site will be uninterrupted, error-free, or free of harmful components.
You agree to indemnify and hold harmless LifeAccount, its affiliates, officers, and employees from any claims, liabilities, damages, or expenses arising out of your use of the Site, violation of these Terms, or infringement of third-party rights.
Our Site may contain links to third-party websites. These links are provided for convenience only. We do not endorse or assume responsibility for the content, products, or practices of third-party websites.
We reserve the right to update or modify these Terms at any time without prior notice. Changes will be effective immediately upon posting. Your continued use of the Site constitutes acceptance of the revised Terms.
These Terms shall be governed by and construed in accordance with the laws of the State of [Insert State], without regard to its conflict of law principles. Any disputes arising out of or related to these Terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.
If you have any questions or concerns regarding these Terms, please contact us.
Thank you for using LifeAccount!